| Summary: | 碩士 === 國立屏東商業技術學院 === 國際企業所 === 101 === Abstract
In the times of knowledge economy, one of the important factors to
influence a country’s competitiveness is no doubt to cultivate outstanding
elites. In recent years, higher education has developed from elitism and
populism into generalization. As higher education keeps expanding,
admission rate of colleges has been higher and higher. However, the
tuition of higher education is a heavy burden for poor families.
Additionally, Financial Crisis in 2008 and European Debt Crisis in 2010
affect economy depression globally. Therefore, more and more people
apply student loan.
This study collects information from 2003 to 2011 through logistic
regression, examining the relationship among the number of people and
the amount of money of student loan, unemployment rate, economic
growth rate, consumer price index, GDP, Gini coefficient, tuition, and the
interest rate of student loan. The study shows four explanatory variables
including consumer price index, GDP, Gini coefficient, tuition, and the
interest rate of student loan increases under significance level 0.05, and
the four explanatory variables affect the number of people and the amount
of money of student loan. If the source of students is divided into public
and private schools, macroeconomic factors affect students in public
schools more obliviously. If the source of students is divided into high
schools and colleges, macroeconomic factors affect students in colleges
more obliviously.
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