A Study of the Authorized Signatory System of Insurance Brokers and Agents in Taiwan

• Main Authors: Hung-Chih Tsai, 蔡宏智
• Other Authors: 何佳玲
• Format: Others
• Language: zh-TW
• Published: 2013
• Online Access: http://ndltd.ncl.edu.tw/handle/27969519236144600247

碩士 === 淡江大學 === 保險學系保險經營碩士在職專班 === 101 === In recent decade, the marketing channels of insurance have changed. Especially since 1981s when banking insurance industry rose, many insurance agents or agencies have established and joined in the market. The active marketing dynamic and fast grow is taking a certain position; therefore, the competent authority particularly pays more attention on the supervising strength of the insurance agents business and the protection of the clients’ insuring rights. The purpose of the study is to investigate the function and the system of the signatory in the managing rules of our insurance proxy and agents. Besides addressing the difficulties that the signatory is facing when executing business, the thesis compares the differences of our system and that of other countries through literature and rules of insurance agents. The results are generated and analyzed from investigating through questionnaires of the same business. It is hoped that the suggestions and the conclusions of the thesis can help developing the insurance agent business and be the references for the competent authority or the unions. The practice of the system of the signatory has the positive meaning in the operation and management of the insurance proxy and agency. Create a good insurance business environment so that the consumers can trust and respect the insurance agents. In view of this, the thesis proposes several points for reference: 1. The signatory must have a certain experience 2. Amend the agent column on the insurance proposal 3. Stipulate the recruitment standard of the number of the signatory 4. Increase educational training hours and courses 5. The signatory should sign in person 6. The passing standard of the exams should adapt subject-oriented passing retention system