Analysis of economic factors of third party liability automobile insurance claims

• Main Authors: Tu,Mao-Sheng, 杜茂笙
• Other Authors: Chou, Ray YeuTien
• Format: Others
• Language: zh-TW
• Published: 2014
• Online Access: http://ndltd.ncl.edu.tw/handle/10816254275379278780

碩士 === 國立交通大學 === 管理學院經營管理學程 === 102 === This thesis uses 15 years of annual data spanning 1998-2012 to analyze the economic factors affecting third party liability automobile insurance claims in terms of severity and frequency of losses. For personal use passenger cars, education level seems to positively affect the severity of insurance claims but its effect is significantly negative in frequency of the claims. The consumer price index has a negative effect on the insurance claim in severity. The unemployment rate has a significantly negative effect on insurance claims in both severity and frequency.