A Study on the Impact of the Actual Price Registration Policy on the Banks’ Real Estate Appraisal and Mortgage

碩士 === 佛光大學 === 管理學系 === 103 === Banks view the most traditional method to estimate market comparison method as the valuation method, this method Department of Mining and valuation underlying real estate sale and purchase transactions on the cases compared with each other, and then to be amended acc...

Full description

Bibliographic Details
Main Authors: Yin Chao Liao, 廖胤昭
Other Authors: Gu Xie Cheng
Format: Others
Language:zh-TW
Published: 2015
Online Access:http://ndltd.ncl.edu.tw/handle/93333687401254733429
Description
Summary:碩士 === 佛光大學 === 管理學系 === 103 === Banks view the most traditional method to estimate market comparison method as the valuation method, this method Department of Mining and valuation underlying real estate sale and purchase transactions on the cases compared with each other, and then to be amended according to the different circumstances of time and place, as well as individual characteristics and other factors adjustment to increase its estimate is accurate and reliable. Domestic real estate appraisal real estate appraisal staff, the use of "market comparison approach." The purpose of this study to measure the study in order to understand the real estate registration system Nett meaning and connotation, analyze and synthesize the various advantages and disadvantages of methods and principles of the regulation is satisfied Kam estate assessment, the impact of the bank's credit business for the real estate, offered to evaluate the basis of combining the three Kam estimation method Another advantage of "gradient analysis Kam assessment method" explore gradient analysis method estimates the impact on the banking sector Kam Kam assessment methods and the development of the real estate credit business use. Empirically, in order to check the real estate assessment table mirror domestic banks as a control standard C, and the Ministry of Interior Nett log in real estate transactions Nett inquiry service network of 103 to 104 monthly rent with lots of recognition, to evaluate ways to obtain revenue drop zone point. Empirical Assessment Kam estimate found that the same subject matter with gradient current price and valuation of the results estimated total bank Kam far behind. Evaluation results fall in the market price and replacement interval depreciation deduction, and Markets Act as an upper limit to the cost method as the lower limit, and assess the results will not be lower than the cost, nor higher than the market, but the interval between the two the estimated results agree.