Corporate Governance, Lending Behavior and Lending Risk in the Bank Industry

碩士 === 銘傳大學 === 風險管理與保險學系碩士班 === 103 === Deposit and lending are the main scopes in the bank industry. A bank may go bankrupt if seriously high lending risk occurred, so lending risk is an important issue for bank industry. We propose corporate governance will affect lending risk through lending beh...

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Main Authors: KUAN-TING KU, 古貫廷
Other Authors: 作者未提供
Format: Others
Language:zh-TW
Published: 2015
Online Access:http://ndltd.ncl.edu.tw/handle/83561067780608774076
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spelling ndltd-TW-103MCU052180172017-01-22T04:14:59Z http://ndltd.ncl.edu.tw/handle/83561067780608774076 Corporate Governance, Lending Behavior and Lending Risk in the Bank Industry 銀行公司治理、放款行為與放款風險 KUAN-TING KU 古貫廷 碩士 銘傳大學 風險管理與保險學系碩士班 103 Deposit and lending are the main scopes in the bank industry. A bank may go bankrupt if seriously high lending risk occurred, so lending risk is an important issue for bank industry. We propose corporate governance will affect lending risk through lending behavior. We use spread, the proportion of secured loan, and loan growth to proxy lending behavior. The ratio of overdue loan is used as proxy of lending risk. We find lending behavior will affect lending risk, and corporate governance affect lending risk only through spread. 作者未提供 王錦瑩 2015 學位論文 ; thesis 61 zh-TW
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description 碩士 === 銘傳大學 === 風險管理與保險學系碩士班 === 103 === Deposit and lending are the main scopes in the bank industry. A bank may go bankrupt if seriously high lending risk occurred, so lending risk is an important issue for bank industry. We propose corporate governance will affect lending risk through lending behavior. We use spread, the proportion of secured loan, and loan growth to proxy lending behavior. The ratio of overdue loan is used as proxy of lending risk. We find lending behavior will affect lending risk, and corporate governance affect lending risk only through spread.
author2 作者未提供
author_facet 作者未提供
KUAN-TING KU
古貫廷
author KUAN-TING KU
古貫廷
spellingShingle KUAN-TING KU
古貫廷
Corporate Governance, Lending Behavior and Lending Risk in the Bank Industry
author_sort KUAN-TING KU
title Corporate Governance, Lending Behavior and Lending Risk in the Bank Industry
title_short Corporate Governance, Lending Behavior and Lending Risk in the Bank Industry
title_full Corporate Governance, Lending Behavior and Lending Risk in the Bank Industry
title_fullStr Corporate Governance, Lending Behavior and Lending Risk in the Bank Industry
title_full_unstemmed Corporate Governance, Lending Behavior and Lending Risk in the Bank Industry
title_sort corporate governance, lending behavior and lending risk in the bank industry
publishDate 2015
url http://ndltd.ncl.edu.tw/handle/83561067780608774076
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