| Summary: | 碩士 === 國立臺灣師範大學 === 公民教育與活動領導學系 === 103 === The purposes of this study were to understand the current financial literacy and financial behavior among college students, and to examine the relationship between financial literacy and financial behavior. The data were based on 10 university stutents in Taiwan, and were analyzed by using descriptive statistic, t-test, one-way ANONA, ordered logit model, principle component analysis and multiple regression analysis.
The major findings of this study were summarized as follows:
1.The college students still have room for improvement in financial literacy.
2.The college students display ordinary and medium degree in financial behavior.
3.The variance analysis of students' financial literacy shows that variables such as grade, parents’ academic backgoround ,and monthly living fee, have significant differences in students' financial literacy.
4.Parts of variables have ample explanation to students' financial behavior. Students who were male, were lower-grade or whose mother had lower profession, exhibit a higher level of financial behavior.
5.The students' financial literacy has ample explanation to students' financial behavior. Simultaneously, there is a positive correlation between students' financial literacy and financial behavior. Therefore, it means the better the students' financial literacy is, the better the students' financial behavior is.
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