A Study on Cross-Strait Comparison of Fire Insurance

• Main Authors: Li-Ting Chang, 張俐婷
• Other Authors: Tong-Liang Kao
• Format: Others
• Language: zh-TW
• Published: 2015
• Online Access: http://ndltd.ncl.edu.tw/handle/79843713943573759436

碩士 === 淡江大學 === 保險學系保險經營碩士班 === 103 === Both enterprise and householder property insurance in China which are similar to the commercial and residence fire insurance in Taiwan. This kind of insurances is ranked second in the premium income of the non-life insurance businesses, while the automobile insurance is ranked first. Recently, China and Taiwan are more closer than before in economic and trade exchange; therefore, this research aims to discuss the cross-strait topic of enterprise and householder property (fire) insurance. We hope that it can give a hand with insurer to compare with advantages, drawbacks, the same and the different site on cross-strait. In order to compare cross-strait enterprise and householder property insurance (fire insurance), there are four steps in this research. First of all, we discuss the history and situation of enterprise and householder property (fire) insurance between Taiwan and China. Next, we discuss a comparative study on cross-strait enterprise property (fire) insurance. At the same time, we confer a comparative study on cross-strait householder property (fire) insurance. After that, we discuss a comparative study on cross-strait additional clause of enterprise and householder property (fire) insurance. Finally, we give conclusions from this research and offer some suggestions for cross-strait non-life insurance companies to improve their policy design and operating in the enterprise and householder property (fire) insurance.