Summary: | 碩士 === 國立政治大學 === 風險管理與保險研究所 === 104 === In recent years, real estate has become an increasingly popular investment target for insurers’due to uncertainties in the market and the economic downturn. Legally, investing in real estate is a constitutional right to property and protected specifically by the Insurance Act, Article 146. It cannot be infringed upon unless for specific, legitimate reasons. However, current regulations put a fair amount of limitation on investment in real estate. The adequacy of these regulations, as well as the goals and roles of our supervision system, is to be discussed. In addition, there are a growing number of administrative sanctions as insurance companies put more and more funds in real estate. This article also attempts to investigate if these penalties were appropriate and if there’s room for improvement on the insurers’ part.
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