| Summary: | 碩士 === 國立臺北大學 === 法律學系法律專業組 === 104 === Due to the highly development of international trade and the trades on the internet, many of the online shops apply the payment system to handle transactions between buyer and seller as a mediator. There are also various electronical payment tools or platforms for consumer to choose as his/her payment tools for foresaid online shops or international trades. Payment Processing Institutions Act came effective in 2015 and the latest amendment of Regulation of Electronical Payment and Act Governing Issuance of Electronical Stored Value Cards in the same year, consumer has more options on electronical payments which were lack of proper regulation before above regulations were effective.
The thesis will be apart to five chapters to discuss the electronical payment system and its regulations with amendments. The methods of study, the scope of study and the motivation to study will be discussed in the first chapter. Chapter two will have a general description of electronical payments includes its definition, meanings, features. Also, the electronical payments will be clarified with different standards in the same parts of thesis. The third chapter will make introduction of Stored Value Cards which is constructed based on RFID or NFC systems, the third party payment will be simply introduced and the regulations of both electronical payments will be listed and compared in chapter 3 as well. The amendments of Payment Processing Institutions Act and the Regulation of Electronical Payment and the Act Governing Issuance of Electronic Stored Value Cards will be discussed in Chapter 4. In the last chapter of this thesis, a conclusion and questions of the amendments will be discussed.
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