| Summary: | 碩士 === 淡江大學 === 保險學系保險經營碩士在職專班 === 104 === In 2010, upon the quality request of EU Pillar 2 of solvency Ⅱ(including internal control, risk management and supervisory mechanism inspection procedure),IAIS has implemented international supervisory mechanism principle ICP16 named as " solvency of enterprise risk management " to construct integrative framework of the rick management mechanism, ensure the financial development of insurance enterprise. Own Risk Solvency Assessment(hereinafter "ORSA") is the core of the risk management of Pillar 2 of solvency Ⅱ. All the members in the world now start to implement ORSA mechanism, ORSA has been implemented Taiwan in August 2015 and the competent authority requests each insurance company to submit the first ORSA supervisory report before July 31, 2016.
This study is to introduce the content of ORSA and discuss the implementation in Taiwan. By analyzing the insurance policy administration of a life insurance company, we can know the risk control mechanism of life insurance enterprise. Furthermore, by analyzing the information system and administrative sanctions, we can improve the administration efficiency. In the end, we propose the conclusion and make the suggestion to supervisory authority, insurance enterprise and their employees and hope this study can help the implementation of ORSA in Taiwan.
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