| Summary: | 碩士 === 淡江大學 === 國際行銷碩士在職專班 === 104 === Third-party payment derived from the December 1998 establishment of PayPal, PayPal was founded in the early days is the main financial transfers and payments, pay a third-party network service providers, and with the whole enterprise, separation and transformation, has become cross-border e-commerce business receivables through various money function in the world, 190 countries or regions across national borders, scope of services across 203 markets worldwide. The third-party payment of Taiwan can be traced back to the late 1990s, technology companies build e-commerce site that offers collection and payment mechanism for stores and banks do not check the credit card acquiring contract, but to limit the regulatory decree, failed there is further development. In recent years, in order not to lag behind the development of Taiwan''s third-party payment, and provide a safe and convenient money transfer services and improve consumer convenience, specifically France and Taiwan''s third-party payment - electronic payment institution regulations, on May 3, 2015 official on the road, but today though there are already five agency specializing in electronic payment institution license, but there is not yet a formal Founding, which was to pay for the development of the mainland research and regulatory experience in third-party and in-depth interviews in mainland party payment industry and experts for the development of Taiwan''s third-party payment advice.
This article has two conclusions.
Taiwan''s former third-party payment is still subject to regulatory restrictions are not active in the business, if they can refer to the mainland regulations, the provisions of section relaxed, let the third put paid to develop.
Financial and high popularity in Taiwan, but it can not ignore the development of e-commerce and social networks, should make good use of the Internet to bring convenience, attention to user experience.
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