The Application of System Dynamics in Non-Compulsory Auto Insurance (3rd Party Liability) Study
碩士 === 國立東華大學 === 企業管理學系 === 105 === This research applies System Dynamics to study how the key factors influence the non compulsory auto insurance system. The key factors considered in this research are: insurance rate, accident rate, total premium income, and total claim paid. The System Dynamics...
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ndltd-TW-105NDHU51210442018-05-15T04:32:02Z http://ndltd.ncl.edu.tw/handle/78c6u3 The Application of System Dynamics in Non-Compulsory Auto Insurance (3rd Party Liability) Study 系統動力學於任意汽車第三人責任保險之應用 Ching-Yi Chou 周靜宜 碩士 國立東華大學 企業管理學系 105 This research applies System Dynamics to study how the key factors influence the non compulsory auto insurance system. The key factors considered in this research are: insurance rate, accident rate, total premium income, and total claim paid. The System Dynamics model is established by determining the relationships among these factors. The parameters for the functions are based on Taiwan’s automobile insurance data which are collected from 2012 to 2016. We assume the insurance company will always maintain underwriting profit. With the condition, we find that (1) if insurance rate increases (while accident rate fixed) or accident rate increase (while insurance rate fixed), the premium will increase enormous; (2) Even if insurance rate decreases (while accident rate fixed) or accident rate decreases (while insurance rate fixed), we find that the premium will still increase slightly; and (3) When insurance rate increases and accident rate decreases, the range of premium increment is the smallest. Chih-Peng Chu 褚志鵬 2017 學位論文 ; thesis 68 |
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碩士 === 國立東華大學 === 企業管理學系 === 105 === This research applies System Dynamics to study how the key factors influence the non compulsory auto insurance system. The key factors considered in this research are: insurance rate, accident rate, total premium income, and total claim paid. The System Dynamics model is established by determining the relationships among these factors. The parameters for the functions are based on Taiwan’s automobile insurance data which are collected from 2012 to 2016. We assume the insurance company will always maintain underwriting profit. With the condition, we find that (1) if insurance rate increases (while accident rate fixed) or accident rate increase (while insurance rate fixed), the premium will increase enormous; (2) Even if insurance rate decreases (while accident rate fixed) or accident rate decreases (while insurance rate fixed), we find that
the premium will still increase slightly; and (3) When insurance rate increases and accident rate decreases, the range of premium increment is the smallest.
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author2 |
Chih-Peng Chu |
author_facet |
Chih-Peng Chu Ching-Yi Chou 周靜宜 |
author |
Ching-Yi Chou 周靜宜 |
spellingShingle |
Ching-Yi Chou 周靜宜 The Application of System Dynamics in Non-Compulsory Auto Insurance (3rd Party Liability) Study |
author_sort |
Ching-Yi Chou |
title |
The Application of System Dynamics in Non-Compulsory Auto Insurance (3rd Party Liability) Study |
title_short |
The Application of System Dynamics in Non-Compulsory Auto Insurance (3rd Party Liability) Study |
title_full |
The Application of System Dynamics in Non-Compulsory Auto Insurance (3rd Party Liability) Study |
title_fullStr |
The Application of System Dynamics in Non-Compulsory Auto Insurance (3rd Party Liability) Study |
title_full_unstemmed |
The Application of System Dynamics in Non-Compulsory Auto Insurance (3rd Party Liability) Study |
title_sort |
application of system dynamics in non-compulsory auto insurance (3rd party liability) study |
publishDate |
2017 |
url |
http://ndltd.ncl.edu.tw/handle/78c6u3 |
work_keys_str_mv |
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