A Study on Real Estate Appraisal Process: Takeing T Bank as an Example

• Main Authors: LU YI -AN, 呂苡安
• Other Authors: 鄭孟育
• Format: Others
• Language: zh-TW
• Published: 2018
• Online Access: http://ndltd.ncl.edu.tw/handle/yvtp43

碩士 === 逢甲大學 === 經營管理碩士在職學位學程 === 106 === Establishing a sound system and database of Real Estate Collaterals Valuation is what Financial institutions have to do. On the one hand, it will be a rule which could be followed by valuation operators. On the other hand, it could tighten up quality of valuation. The operation process, way and standard of real estate valuation about T bank will be took as examples in this study. There is a lot of factors may affect the valuation. Such as, Economy, renewal of real estate valuation system and build of Actual Price Registration Service. During this research period, I have found the process of valuation which was improved can promote the quality of valuation procedure greatly. For example, resource sharing, the reference, efficiency and justified price of valuation information etc.. These all provide banks a sound valuation system and reduce uncertainty about operation. Reasonable valuation operation could cut down the rate of poor estate, like high credit and overvaluation.