A Study of Money Attitude, Personality Traits, and Financial Behavior - The Case of General and Vocational Senior High School in Taichung

• Main Authors: CHEN, CHIA-CHIANG, 陳家强
• Other Authors: HO,SHU-HSI
• Format: Others
• Language: zh-TW
• Published: 2018
• Online Access: http://ndltd.ncl.edu.tw/handle/ad4naz

碩士 === 嶺東科技大學 === 國際企業系碩士班 === 106 === This study aims to explore the relationships between money attitude, personality traits and financial management behaviors among the senior high school students. Data are from the public and private senior high schools in Taichung. The methods include reliability analysis, narrative statistics, independent sample t-test, single-factor analysis of variance, and regression analyses to explore the relationshipbetween students’ attitudes towards money attitude, personality traits, and financial management behaviors. The empirical results show that the variables of socioeconomic changes have significant differences on (1) money attitudes with school hours and pocket money costs, (2) personality traits with family traits, number of financial information received, pocket spending, (3) financial behaviors with family’s occupation, the number of receiving financial information, and the spending of pocket money. Furthermore, for regression analysis, the factors of money attitude and personality traits have significant impacts on financial management behavior. The variables of attitude-time and no-confidence of the money attitude all have significant positive effects on financial behavior; the variables of affinity, righteousness, andnervousness of personality traits also affect significantly financial management. In addition, this paper further controls the two variables, including the attitudes and personality traits of money to explore the impact of student demographic variables on financial behaviors. Empirical results show the female students have higher financial behavior than males, those who with working experience have significant financial behavior than those without.