| Summary: | 碩士 === 銘傳大學 === 風險管理與保險學系碩士在職專班 === 106 === With accelerated rate of population aging , issues around long-term care of the elderly have come to global attention. The possibilities of incapability of daily living of the elderly due to unexpected illness or accidents are high, and the need for long-term care insurance is growing gradually. Lately our government is pushing forward long-term care policies in order to establish an ongoing system of social insurance. And social insurance and business insurance become more and more important, especially in the rising need of health care.
This thesis is to understand caregivers’ dilemmas and their real demand during the long-term care through deep interview and questionnaire investigation. Currently, the Social Insurance and
Business Insurance are unable to make up the gap of resources and capability within the long-term care environment. Meanwhile, caregivers receive no support at all.
It is anticipated that this research will offer some suggestions to Commercial insurance company for actively review their existing Private Long-Term Care Insurance products, making the necessary amendments, or timely development of new long-term care insurance products, beginning with the caregivers and aging people, integration, and jointly create a quantity and quality both long-term care system.
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