The study on dispute resolution of credit card transaction

碩士 === 國立中正大學 === 財經法律學系碩士在職專班 === 107 === Credit card is one of the important payment tools on the society nowadays. However, dispute transaction is unavoidable and unable to solve since the deferred pay off from the whole procedure. The dispute resolution is important to support credit card system...

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Bibliographic Details
Main Authors: YEN, YU-TSEN, 顏毓岑
Other Authors: LIAO,HUI-WEN
Format: Others
Language:zh-TW
Published: 2019
Online Access:http://ndltd.ncl.edu.tw/handle/43tqnz
Description
Summary:碩士 === 國立中正大學 === 財經法律學系碩士在職專班 === 107 === Credit card is one of the important payment tools on the society nowadays. However, dispute transaction is unavoidable and unable to solve since the deferred pay off from the whole procedure. The dispute resolution is important to support credit card system. Through literature review and case study, the study refers the development and transaction procedure of credit card, and concludes the nominate contract of Civil Law cannot explain the legal relation of the party in the system. Moreover, the definition of the dispute transaction becomes different by deference of dispute resolution. When discuss the chargeback procedure ruled by credit card company, the defense right and the other party exercised shows inconsistent with Civil Law; moreover, it may cause the risk shift.