The Impact of Annuity Reform on Primary School Teachers Financial Cognition, Financial Planning and Financial Behavior: A Case Study of Tainan City

• Main Authors: WANG,CHIH-WEN, 王志文
• Other Authors: LIU, CHIA-MING
• Format: Others
• Language: zh-TW
• Published: 2019
• Online Access: http://ndltd.ncl.edu.tw/handle/c36g6r

碩士 === 長榮大學 === 管理學院經營管理碩士班 === 107 === The purpose of this study is to understand the current situation of primary school teachers financial cognition, financial planning and financial management behavior after the pension reform in Tainan, and to explore the differences between different background variables in their financial cognition, financial planning and financial management behavior. In this study, 292 valid questionnaires were conducted among primary school teachers in Tainan. The obtained data were tested by means of statistical methods such as average, standard deviation, t test, one-way variability analysis and multiple regression analysis, while the research questions were answered. The results show that the teachers have relatively low scores on risk perception and sources of information . They also show higher income teachers have higher scores on financial cognition and financial planning; meanwhile, male teachers are higher than female teachers. Number of care recipients and educational background are also factors affecting teachers financial awareness, planning and behavior. It is suggested that future researchers who intend to engage in relevant research should use retirement worries after the pension reform as an intermediary variable to conduct research and increase qualitative interviews to provide teachers with diversified financial information.