| Summary: | 碩士 === 國立高雄科技大學 === 營建工程系 === 107 === Based on the statistics from the Ministry of Labor, workers in the construction industry tend to have higher risks of serious occupational injury and suffer more casualties than those in other sectors. Therefore, influences of industrial accidents on construction workers and their families should not be overlooked. The statistics from the Bureau of Labor Insurance for 2017 show that 664,000 construction workers purchased labor insurance, amounting to a coverage rate of 73.7% only. When accidents occur, workers without insurance cannot claim any insurance compensation. If construction workers can purchase appropriate insurance policies in advance, they should be able to reduce personal risks effectively and secure the livelihood of their families. This research adopted the questionnaire survey method for data collection to study influences of construction workers’ risk perception, insurance involvement, and perceived value on insurance purchase intention, and a total of 400 questionnaires were distributed, of which 324 were validly returned. Study of the collected data and verification of hypotheses were carried using various methods including descriptive statistics, independent sample t test, one-way analysis of variance, Pearson correlation, and regression analysis. The results from the research show that construction workers’ risk perception, insurance involvement, and perceived value all correlate with insurance purchase intention positively. In the end, based on the results, recommendations for insurance purchase and further research are proposed.
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