Using Text Mining to Analyze the FinTech Patents

• Main Authors: Jia-Lang Xu, 許家朗
• Other Authors: 盧永豐
• Format: Others
• Language: zh-TW
• Published: 2019
• Online Access: http://ndltd.ncl.edu.tw/handle/mqq6x4

碩士 === 國立臺中科技大學 === 資訊工程系碩士班 === 107 === With the advancement and development of science and technology, Nowadays society is the development of information technology, cloud computing, mobile Internet, Internet of Things, blockchain and other information technologies. The combination of finance and technology has led to the gradual rise of financial science and technology. In this research analyzes the patents of financial technology. However, Taiwan''s financial technology patents are mostly G06Q-20 (payment plan, architecture or agreement), G06Q-30 (commercial, such as marketing, shopping, payment, auction or e-commerce), G06Q-40 (financial, investment or tax treatment, Insurance), using text mining analysis to understand Taiwan''s trends and developments in financial technology, However, this paper also uses the patent analysis method to analyze the patents of the top ten patents of the United States, the United Kingdom, Australia, China, South Korea, Singapore, and Taiwan using the patent portfolio map to understand the Taiwanese and Taiwanese patents in Asia. Regional and global competition. The research results show that the G06Q-20 patent is biased towards information security and mobile payment. The G06Q-30 patent is biased towards shopping websites and advertising. The G06Q-40 patents are biased towards diversity, such as securities, insurance, finance, and stocks. However, the results of the patent analysis of Taiwan''s patents were found to be Chunghwa Telecom Co., Ltd. and Uni-President Co., Ltd. as Taiwan''s technology leaders. The results in Asia: China is a technology leader, but Taiwan is comparing patent quality in countries outside China. The better results in the global region: United States is a technology leader, but Taiwan and China are better in comparing patents in countries outside the United States.