A Study of Introducing Fintech into Taiwan’s Agricultural Finance System

• Main Authors: Chen-Yu Lin, 林貞余
• Other Authors: 張靜貞
• Format: Others
• Language: zh-TW
• Published: 2019
• Online Access: http://ndltd.ncl.edu.tw/handle/x52v3m

碩士 === 國立臺灣大學 === 農業經濟學研究所 === 107 === In the process of financial industry modernization, science and technology has always been an important innovation accelerator and an engine of productivity growth for the industrial development. With the rapid development of information and communication technologies, financial technology (FinTech) has increasingly become an important driving force to develop new financial products, not only rapidly changing the consumer behavior but also stimulating new business model of the financial industry. The agricultural financial system in Taiwan has to embrace this rapid technological change and explore how to actively transform with the rise of the financial digital era. This study explores the impact of Fintech on Taiwan''s agricultural financial system through literature review and in-depth interviews with the relevant decision makers and managers of the industry. The results show that financial technology can reduce operating costs, provide differentiated service content and increase customer adhesion. However, the development of the digital agricultural financial system is still in the infrastructure construction phase in Taiwan. Information integration and data sharing system have not yet completed. In the future, active policy on digital financial transformation plans and recruitment of relevant professional Fintech talents is needed for Taiwan’s agricultural financial system to cope with the rapid evolution of financial technology.