A Case Study on the Development and Application of Robo-Advisor

• Main Authors: Yi-Chen Chen, 陳怡珍
• Other Authors: Day-Yang Liu
• Format: Others
• Language: zh-TW
• Published: 2019
• Online Access: http://ndltd.ncl.edu.tw/handle/k37uh2

碩士 === 國立臺灣科技大學 === 財務金融研究所 === 107 === The emergence of financial technology has brought disruptive innovation to financial institutions, and it has also changed people's behavior. For example,investors needed to conatact with financial sales to get financial service in the past time. But now, technology progresses really fast. Investors could get financial service by using telephones, computers. Even robo-advisors comes out,it uses the skill of artificial intelligence, investors could easily use smartphones to make a investment by themselves. Robo-Advisor is designed by using Algorithm, it provides appropriate investment portfolio suggestions and managements automatically. It has actually developed for more than ten years. Since the law is different in different countries, the development of each country has been quite different. In Taiwan, it has only begun to develop in the past two years. In this study, I will do the research to understand the pros and cons of robo-advisor among different countries.Also,do the case study to understand the development and application of robo-advisor in Taiwan. At the end, I will give my suggestion, expecting the development of robo-advisors in Taiwan would be successful.