| Summary: | 碩士 === 僑光科技大學 === 企業管理研究所在職專班 === 107 === In 2016, Mega Bank was fined by DFS and APG was evaluated in 2018. The government solemnly pursued the issue of Anti-money laundering. Not only did it improve quickly and third-handedly passed the Anti-money laundering law, the Executive Yuan A Money Laundering Control Act was also established to promote the APG assessment in response to the law. However, this revision of the law is so fast and urgent. Money laundering and prevention must be coordinated by all walks of life. Because money laundering has a great impact on the country and the economy, enterprises need to cooperate with the government and take the country to the next level, so that there is a way to Anti-money laundering do the best.
This article is divided into five chapters, from the origin, the timeline of
Anti-money laundering, the definition of money laundering, the money laundering situation that the insurance industry will encounter, and the evaluation content. In the fourth chapter, we can learn that the insurance industry currently divides its own risks into four major risks, namely regional risk, customer risk, product risk and transaction risk, to make individual evaluations of money laundering prevention. Among the four major risks, customer risk is accounted for. The highest ratio indicates that customer risk will be one of the most critical risks affecting the entire enterprise. How to do KYC and risk reduction measures will be an important part. See Table 3 for high-risk disposal. The fifth chapter concludes the current interview with the company's RBA (Risk-Based) money laundering risk, and summarizes the contents of the evaluation form. Finally, the money laundering prevention staff put forward the current difficulties, and put forward some suggestions to suggest the government to let the information more perfect.
At present, money laundering criminals almost always use the financial industry to do money laundering. In order to prevent the financial industry from being used by money laundering criminals, the supervision agencies have strict requirements on the money laundering prevention and control of the financial industry. At present, the financial industry supervision is more complicated. The Anti-money laundering staff and related supporting facilities are also more complicated than other industries. This article will provide some insights from the practical experience of the supervisory implementation enterprises.
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