| Summary: | 碩士 === 國立臺北科技大學 === 管理學院外國學生專班 === 107 === This study aims to identify determinants of non-performing loans in Vietnamese commercial banks by adapting Ordinary Least-Squares (OLS) regression technique.
It is believed that the present study of non-performing loan will provide a platform to disclosure the potential impacts of NPLs in Vietnamese commercial banks. This research use panel data of 20 largest Vietnamese commercial banks in the period from 2011-2017.
It has been found that ROE, GDP are negatively associated with the occurrence of non-performing loans, whereas CAP, TIME, OWNER and REGION are positively associated with the occurrence of NPLs in commercial banks in Vietnam.
From these results, we suggest some important policy implications for the State Bank of Vietnam and bank managers in reducing NPLs.
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