Study on the Post-Experimentation Phase of Financial Regulatory Sandbox Regime: Focusing on the Financial Technology Development and Innovation Experimentation Act in Taiwan
碩士 === 國立交通大學 === 科技法律研究所 === 108 === Abstract In recent years, FinTech has advanced rapidly, providing consumers more diversified financial services, but such rapid advancement also poses challenges to financial regulation and supervision. The UK first proposed the concept of Regulatory Sandbox in...
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ndltd-TW-108NCTU57050012019-11-26T05:16:54Z http://ndltd.ncl.edu.tw/handle/5y34ew Study on the Post-Experimentation Phase of Financial Regulatory Sandbox Regime: Focusing on the Financial Technology Development and Innovation Experimentation Act in Taiwan 金融監理沙盒落地機制之研究- 以我國《金融科技發展與創新實驗條例》為中心 Kuo, Yen-Han 郭彥含 碩士 國立交通大學 科技法律研究所 108 Abstract In recent years, FinTech has advanced rapidly, providing consumers more diversified financial services, but such rapid advancement also poses challenges to financial regulation and supervision. The UK first proposed the concept of Regulatory Sandbox in 2015, enabling innovators to test novel products and business models in a “safe space.” Taiwan implemented the "Financial Technology Development and Innovative Experimentation Act " in 2018, which established the regulatory sandbox regime of our own. Past literature has reviewed details of Regulatory Sandbox. However, for the innovators, the feasibility of commercial launch outweighs the experiment itself. This article reviews the post-experimentation phase of the financial Regulatory Sandbox regime and analyzes the transition of financial innovation from regulatory sandbox to commercial operation. By learning from early experiences in the UK, Singapore, the Netherlands, and Australia and through conducting interviews with local experts, we identify issues posed by Taiwan’s current practice and provide recommendations for FinTech regulation and supervision in Taiwan. Keywords:Regulatory Sandbox, post-experimentation phase of financial Regulatory Sandbox regime, Financial Technology Development and Innovative Experimentation Act , FinTech, FinTech Regulation and supervision Chin, Mong-Hwa Tsang, Cheng-Yun 金孟華 臧正運 2019 學位論文 ; thesis 211 zh-TW |
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碩士 === 國立交通大學 === 科技法律研究所 === 108 === Abstract
In recent years, FinTech has advanced rapidly, providing consumers more diversified financial services, but such rapid advancement also poses challenges to financial regulation and supervision. The UK first proposed the concept of Regulatory Sandbox in 2015, enabling innovators to test novel products and business models in a “safe space.” Taiwan implemented the "Financial Technology Development and Innovative Experimentation Act " in 2018, which established the regulatory sandbox regime of our own. Past literature has reviewed details of Regulatory Sandbox. However, for the innovators, the feasibility of commercial launch outweighs the experiment itself. This article reviews the post-experimentation phase of the financial Regulatory Sandbox regime and analyzes the transition of financial innovation from regulatory sandbox to commercial operation. By learning from early experiences in the UK, Singapore, the Netherlands, and Australia and through conducting interviews with local experts, we identify issues posed by Taiwan’s current practice and provide recommendations for FinTech regulation and supervision in Taiwan.
Keywords:Regulatory Sandbox, post-experimentation phase of financial Regulatory Sandbox regime, Financial Technology Development and Innovative Experimentation Act , FinTech, FinTech Regulation and supervision
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author2 |
Chin, Mong-Hwa |
author_facet |
Chin, Mong-Hwa Kuo, Yen-Han 郭彥含 |
author |
Kuo, Yen-Han 郭彥含 |
spellingShingle |
Kuo, Yen-Han 郭彥含 Study on the Post-Experimentation Phase of Financial Regulatory Sandbox Regime: Focusing on the Financial Technology Development and Innovation Experimentation Act in Taiwan |
author_sort |
Kuo, Yen-Han |
title |
Study on the Post-Experimentation Phase of Financial Regulatory Sandbox Regime: Focusing on the Financial Technology Development and Innovation Experimentation Act in Taiwan |
title_short |
Study on the Post-Experimentation Phase of Financial Regulatory Sandbox Regime: Focusing on the Financial Technology Development and Innovation Experimentation Act in Taiwan |
title_full |
Study on the Post-Experimentation Phase of Financial Regulatory Sandbox Regime: Focusing on the Financial Technology Development and Innovation Experimentation Act in Taiwan |
title_fullStr |
Study on the Post-Experimentation Phase of Financial Regulatory Sandbox Regime: Focusing on the Financial Technology Development and Innovation Experimentation Act in Taiwan |
title_full_unstemmed |
Study on the Post-Experimentation Phase of Financial Regulatory Sandbox Regime: Focusing on the Financial Technology Development and Innovation Experimentation Act in Taiwan |
title_sort |
study on the post-experimentation phase of financial regulatory sandbox regime: focusing on the financial technology development and innovation experimentation act in taiwan |
publishDate |
2019 |
url |
http://ndltd.ncl.edu.tw/handle/5y34ew |
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