Bank mergers and deposit retention : one and one makes two?
The flurry of merger activity sweeping across the U.S. financial services sector is drastically restructuring its retail banking segment. The integration and streamlining of operations has highlighted the role deposit market shares play in the merger mix. Firstly, we investigate whether banks suc...
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2009
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ndltd-UBC-oai-circle.library.ubc.ca-2429-155692018-01-05T17:37:54Z Bank mergers and deposit retention : one and one makes two? Ginsberg, Omer The flurry of merger activity sweeping across the U.S. financial services sector is drastically restructuring its retail banking segment. The integration and streamlining of operations has highlighted the role deposit market shares play in the merger mix. Firstly, we investigate whether banks successfully retain their deposits, post-merger; secondly, we investigate the effects of pre-merger institutional attributes on deposit retention. The results to the first question appear to confirm that banks retain their deposits. The findings of the second question indicate that the nature of competition in the market, the magnitude of retail banking focus, institution age, market and institutional deposit growth all have significant effects on deposit retention. Business, Sauder School of Graduate 2009-11-24T20:30:37Z 2009-11-24T20:30:37Z 2004 2004-11 Text Thesis/Dissertation http://hdl.handle.net/2429/15569 eng For non-commercial purposes only, such as research, private study and education. Additional conditions apply, see Terms of Use https://open.library.ubc.ca/terms_of_use. 3191925 bytes application/pdf |
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NDLTD |
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English |
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Others
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NDLTD |
| description |
The flurry of merger activity sweeping across the U.S. financial services sector is
drastically restructuring its retail banking segment. The integration and streamlining of
operations has highlighted the role deposit market shares play in the merger mix. Firstly,
we investigate whether banks successfully retain their deposits, post-merger; secondly,
we investigate the effects of pre-merger institutional attributes on deposit retention. The
results to the first question appear to confirm that banks retain their deposits. The findings
of the second question indicate that the nature of competition in the market, the
magnitude of retail banking focus, institution age, market and institutional deposit growth
all have significant effects on deposit retention. === Business, Sauder School of === Graduate |
| author |
Ginsberg, Omer |
| spellingShingle |
Ginsberg, Omer Bank mergers and deposit retention : one and one makes two? |
| author_facet |
Ginsberg, Omer |
| author_sort |
Ginsberg, Omer |
| title |
Bank mergers and deposit retention : one and one makes two? |
| title_short |
Bank mergers and deposit retention : one and one makes two? |
| title_full |
Bank mergers and deposit retention : one and one makes two? |
| title_fullStr |
Bank mergers and deposit retention : one and one makes two? |
| title_full_unstemmed |
Bank mergers and deposit retention : one and one makes two? |
| title_sort |
bank mergers and deposit retention : one and one makes two? |
| publishDate |
2009 |
| url |
http://hdl.handle.net/2429/15569 |
| work_keys_str_mv |
AT ginsbergomer bankmergersanddepositretentiononeandonemakestwo |
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1718589946832355328 |