A home of one's own: Overcoming gender and familial status barriers to homeownership
Homeownership is widely considered to be of benefit both to the individual household and to society at large. Yet a number of obstacles stand in the way of successful homeownership for many women. Chief among them are familial status discrimination in mortgage lending and lack of sufficient income....
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ndltd-UMASS-oai-scholarworks.umass.edu-dissertations-19502020-12-02T14:33:43Z A home of one's own: Overcoming gender and familial status barriers to homeownership Robinson, Judith K Homeownership is widely considered to be of benefit both to the individual household and to society at large. Yet a number of obstacles stand in the way of successful homeownership for many women. Chief among them are familial status discrimination in mortgage lending and lack of sufficient income. This dissertation analyzes mortgage lending data from Boston and finds that women, more than men, when applying for mortgages are disadvantaged by having children. Furthermore, white working mothers are disadvantaged more than their stay-at-home counterparts, while black or Hispanic stay-at-home mothers are disadvantaged more than their working counterparts. Alternative types of tenure such as community land trusts and limited equity cooperatives are discussed as viable options for women who are underserved by conventional markets. A survey of members of eighteen such groups provides support for this conclusion. 2001-01-01T08:00:00Z text https://scholarworks.umass.edu/dissertations/AAI3000337 Doctoral Dissertations Available from Proquest ENG ScholarWorks@UMass Amherst Economics|Womens studies |
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NDLTD |
language |
ENG |
sources |
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topic |
Economics|Womens studies |
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Economics|Womens studies Robinson, Judith K A home of one's own: Overcoming gender and familial status barriers to homeownership |
description |
Homeownership is widely considered to be of benefit both to the individual household and to society at large. Yet a number of obstacles stand in the way of successful homeownership for many women. Chief among them are familial status discrimination in mortgage lending and lack of sufficient income. This dissertation analyzes mortgage lending data from Boston and finds that women, more than men, when applying for mortgages are disadvantaged by having children. Furthermore, white working mothers are disadvantaged more than their stay-at-home counterparts, while black or Hispanic stay-at-home mothers are disadvantaged more than their working counterparts. Alternative types of tenure such as community land trusts and limited equity cooperatives are discussed as viable options for women who are underserved by conventional markets. A survey of members of eighteen such groups provides support for this conclusion. |
author |
Robinson, Judith K |
author_facet |
Robinson, Judith K |
author_sort |
Robinson, Judith K |
title |
A home of one's own: Overcoming gender and familial status barriers to homeownership |
title_short |
A home of one's own: Overcoming gender and familial status barriers to homeownership |
title_full |
A home of one's own: Overcoming gender and familial status barriers to homeownership |
title_fullStr |
A home of one's own: Overcoming gender and familial status barriers to homeownership |
title_full_unstemmed |
A home of one's own: Overcoming gender and familial status barriers to homeownership |
title_sort |
home of one's own: overcoming gender and familial status barriers to homeownership |
publisher |
ScholarWorks@UMass Amherst |
publishDate |
2001 |
url |
https://scholarworks.umass.edu/dissertations/AAI3000337 |
work_keys_str_mv |
AT robinsonjudithk ahomeofonesownovercominggenderandfamilialstatusbarrierstohomeownership AT robinsonjudithk homeofonesownovercominggenderandfamilialstatusbarrierstohomeownership |
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1719364614085410816 |