An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa.

<p>In South Africa, as in many developing countries, most households are poor and do not save, as a result of which they do not acquire any positive net worth and which also constrains access to formal means of finance. South Africa is a consuming nation, with increasing ratios of household co...

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Bibliographic Details
Main Author:	Nga, Marie-Therese
Format:	Others
Language:	English
Published:	2007
Subjects:	Personal finance - South Africa Savings and thrift Money - South Africa Saving and investment - South Africa.
Online Access:	http://etd.uwc.ac.za/index.php?module=etd&action=viewtitle&id=gen8Srv25Nme4_7414_1190379095

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spelling	ndltd-UNWC-oai-UWC_ETD-http%3A%2F%2Fetd.uwc.ac.za%2Findex.php%3Fmodule%3Detd%26action%3Dviewtitle%26id%3Dgen8Srv25Nme4_7414_11903790952013-01-08T12:41:35Z An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa. Nga, Marie-Therese Personal finance - South Africa Savings and thrift Money - South Africa Saving and investment - South Africa. <p>In South Africa, as in many developing countries, most households are poor and do not save, as a result of which they do not acquire any positive net worth and which also constrains access to formal means of finance. South Africa is a consuming nation, with increasing ratios of household consumption resulting in dissaving and often unsustainable levels of household debt, which is also stimulated by the current lower level of interest rates. This situation is worse amongst poorhouseholds who also often experience financial shocks, for instance because of the death of family membersas a result of HIV/AIDS. This report provided an overview of household saving in South Africa for the period 1983 to 2003. It identified the main factors responsible for the lack of a commitment to saving which are particularly relevant in the case of poor households.</p> 2007 Thesis and dissertation Pdf http://etd.uwc.ac.za/index.php?module=etd&action=viewtitle&id=gen8Srv25Nme4_7414_1190379095 English ZA Copyright: University of the Western Cape
collection	NDLTD
language	English
format	Others
sources	NDLTD
topic	Personal finance - South Africa Savings and thrift Money - South Africa Saving and investment - South Africa.
spellingShingle	Personal finance - South Africa Savings and thrift Money - South Africa Saving and investment - South Africa. Nga, Marie-Therese An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa.
description	<p>In South Africa, as in many developing countries, most households are poor and do not save, as a result of which they do not acquire any positive net worth and which also constrains access to formal means of finance. South Africa is a consuming nation, with increasing ratios of household consumption resulting in dissaving and often unsustainable levels of household debt, which is also stimulated by the current lower level of interest rates. This situation is worse amongst poorhouseholds who also often experience financial shocks, for instance because of the death of family membersas a result of HIV/AIDS. This report provided an overview of household saving in South Africa for the period 1983 to 2003. It identified the main factors responsible for the lack of a commitment to saving which are particularly relevant in the case of poor households.</p>
author	Nga, Marie-Therese
author_facet	Nga, Marie-Therese
author_sort	Nga, Marie-Therese
title	An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa.
title_short	An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa.
title_full	An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa.
title_fullStr	An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa.
title_full_unstemmed	An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa.
title_sort	investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to south africa.
publishDate	2007
url	http://etd.uwc.ac.za/index.php?module=etd&action=viewtitle&id=gen8Srv25Nme4_7414_1190379095
work_keys_str_mv	AT ngamarietherese aninvestigativeanalysisintothesavingbehaviourofpoorhouseholdsindevelopingcountrieswithspecificreferencetosouthafrica AT ngamarietherese investigativeanalysisintothesavingbehaviourofpoorhouseholdsindevelopingcountrieswithspecificreferencetosouthafrica
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An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa.

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