An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa

Magister Economicae - MEcon === In South Africa, as in many developing countries, most households are poor and do not save, as a result of which they do not acquire any positive net worth and which also constrains access to formal means of finance. South Africa is a consuming nation, with increasing...

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Bibliographic Details
Main Author:	Nga, Marie-Therese
Other Authors:	Stoltz, Elizabeth
Language:	en
Published:	University of the Western Cape 2013
Subjects:	Personal finance - South Africa Savings and thrift Money - South Africa Saving and investment - South Africa
Online Access:	http://hdl.handle.net/11394/2081

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spelling	ndltd-netd.ac.za-oai-union.ndltd.org-uwc-oai-etd.uwc.ac.za-11394-20812017-08-02T04:00:07Z An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa Nga, Marie-Therese Stoltz, Elizabeth Dept. of Economics Faculty of Economics and Management Sciences Personal finance - South Africa Savings and thrift Money - South Africa Saving and investment - South Africa Magister Economicae - MEcon In South Africa, as in many developing countries, most households are poor and do not save, as a result of which they do not acquire any positive net worth and which also constrains access to formal means of finance. South Africa is a consuming nation, with increasing ratios of household consumption resulting in dissaving and often unsustainable levels of household debt, which is also stimulated by the current lower level of interest rates. This situation is worse amongst poorhouseholds who also often experience financial shocks, for instance because of the death of family membersas a result of HIV/AIDS. This report provided an overview of household saving in South Africa for the period 1983 to 2003. It identified the main factors responsible for the lack of a commitment to saving which are particularly relevant in the case of poor households. South Africa 2013-09-11T12:32:28Z 2007/09/21 14:51 2007/09/21 2013-09-11T12:32:28Z 2007 Thesis http://hdl.handle.net/11394/2081 en University of the Western Cape University of the Western Cape
collection	NDLTD
language	en
sources	NDLTD
topic	Personal finance - South Africa Savings and thrift Money - South Africa Saving and investment - South Africa
spellingShingle	Personal finance - South Africa Savings and thrift Money - South Africa Saving and investment - South Africa Nga, Marie-Therese An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa
description	Magister Economicae - MEcon === In South Africa, as in many developing countries, most households are poor and do not save, as a result of which they do not acquire any positive net worth and which also constrains access to formal means of finance. South Africa is a consuming nation, with increasing ratios of household consumption resulting in dissaving and often unsustainable levels of household debt, which is also stimulated by the current lower level of interest rates. This situation is worse amongst poorhouseholds who also often experience financial shocks, for instance because of the death of family membersas a result of HIV/AIDS. This report provided an overview of household saving in South Africa for the period 1983 to 2003. It identified the main factors responsible for the lack of a commitment to saving which are particularly relevant in the case of poor households. === South Africa
author2	Stoltz, Elizabeth
author_facet	Stoltz, Elizabeth Nga, Marie-Therese
author	Nga, Marie-Therese
author_sort	Nga, Marie-Therese
title	An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa
title_short	An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa
title_full	An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa
title_fullStr	An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa
title_full_unstemmed	An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa
title_sort	investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to south africa
publisher	University of the Western Cape
publishDate	2013
url	http://hdl.handle.net/11394/2081
work_keys_str_mv	AT ngamarietherese aninvestigativeanalysisintothesavingbehaviourofpoorhouseholdsindevelopingcountrieswithspecificreferencetosouthafrica AT ngamarietherese investigativeanalysisintothesavingbehaviourofpoorhouseholdsindevelopingcountrieswithspecificreferencetosouthafrica
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An investigative analysis into the saving behaviour of poor households in developing countries: with specific reference to South Africa

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