Do fintech lenders penetrate areas that are underserved by traditional banks?
Fintech has been playing an increasing role in shaping financial and banking landscapes. In this paper, we use account-level data from LendingClub and Y-14M data reported by U.S. banks with assets over
Main Authors: | , |
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Format: | Article |
Language: | English |
Published: |
Elsevier Inc.
2018
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Subjects: | |
Online Access: | View Fulltext in Publisher |