Agent-based computational economics 1 Artificial financial markets 1 Bad payment fail prediction cost 1 Bad payments coverage 1 Building payment predicting models 1 Computational intelligence 1 Credit rating 1 Credit score 1 Design science methodology 1 Economic preference expression 1 Personalised modelling 1 Predictive modelling 1 Risk vs. uncertainty 1 Simple heuristics 1 Spatial-temporal data modelling 1 Spiking neural network 1 Stroke risk prediction 1 Subsumption architecture 1