Financial sector New Zealand Australia 1 Banks 1 Co-determination 1 Co-operatives 1 Cooperative principles 1 Cooperatives 1 Corporate Social Responsibility 1 Credit union 1 Employee engagement 1 Employee participation 1 Employer Branding 1 Employment relations 1 Human Resource Management 1 Industrial democracy 1 Integrated people management 1 International Co-operative Alliance 1 Ownership 1 Qualitative research 1 Qualitatively-dominant mixed methods 1 Worker participation 1