Determinants of SME credit worthiness under Basel rules: the value of credit history information
The Basel III Accord has reportedly had an impact on SME financing. In this paper, we aim to highlight the determinants of SME credit worthiness. We use credit history in addition to financial ratios and “hybrid” indicators that have been built by mixing credit history with financial statement data....
| Main Authors: | , , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Associazione Economia civile
2013-03-01
|
| Series: | PSL Quarterly Review |
| Subjects: | |
| Online Access: | http://ojs.uniroma1.it/index.php/PSLQuarterlyReview/article/view/10302/10219 |