A Deep Learning Approach for Credit Scoring of Peer-to-Peer Lending Using Attention Mechanism LSTM
With the rapid development of the peer-to-peer lending industry in China, it has been a crucial task to evaluate the default risk of each loan. Motivated by the research in natural language processing, we make use of the online operation behavior data of borrowers and propose a consumer credit scori...
Main Authors: | , , , |
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Format: | Article |
Language: | English |
Published: |
IEEE
2019-01-01
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Series: | IEEE Access |
Subjects: | |
Online Access: | https://ieeexplore.ieee.org/document/8579130/ |