Evaluating applicants’ credit capability for banking facilities by qualitative and operational indicators

Consumer credit risk assessment involves the implementation of risk assessment techniques to manage a borrower’s account from the event of pre-screening a potential application through to the management of the account during its life-cycle and possible write-off. This paper presents an empirical inv...

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Bibliographic Details
Main Authors: Somayeh Yarifard, Sahar Ojaghi
Format: Article
Language:English
Published: Growing Science 2016-11-01
Series:Accounting
Subjects:
Online Access:http://www.growingscience.com/ac/Vol3/ac_2016_19.pdf