Research on the SME’s Collateral Credit Rationing under Loan Risk Compensation Mechanism
This paper discusses the function of loan risk compensation in the collateral credit rationing model. According to the derivation of my model, we find when the bank have some requirements on interest and collateral, at the same time, we add the loan risk subsidy variable into the above model, loan r...
Main Authors: | , , |
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Format: | Article |
Language: | English |
Published: |
Atlantis Press
2018-09-01
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Series: | Journal of Risk Analysis and Crisis Response (JRACR) |
Subjects: | |
Online Access: | https://www.atlantis-press.com/article/25904280.pdf |