Research on the SME’s Collateral Credit Rationing under Loan Risk Compensation Mechanism

This paper discusses the function of loan risk compensation in the collateral credit rationing model. According to the derivation of my model, we find when the bank have some requirements on interest and collateral, at the same time, we add the loan risk subsidy variable into the above model, loan r...

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Bibliographic Details
Main Authors: Changbing Yang, Mu Zhang, Junmeng Lu
Format: Article
Language:English
Published: Atlantis Press 2018-09-01
Series:Journal of Risk Analysis and Crisis Response (JRACR)
Subjects:
SME
Online Access:https://www.atlantis-press.com/article/25904280.pdf