Premiums for Long-Term Care Insurance Packages: Sensitivity with Respect to Biometric Assumptions

Premiums for Long-Term Care Insurance Packages: Sensitivity with Respect to Biometric Assumptions

Long-term care insurance (LTCI) covers are rather recent products, in the framework of health insurance. It follows that specific biometric data are scanty; pricing and reserving problems then arise because of difficulties in the choice of appropriate technical bases. Different benefit structures im...

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Bibliographic Details
Main Author: Ermanno Pitacco
Format: Article
Language:English
Published: MDPI AG 2016-02-01
Series:Risks
Subjects:
long-term care insurance
LTCI
biometric functions
multi-state models
Markov models
mortality laws
mortality of disabled people
Online Access:http://www.mdpi.com/2227-9091/4/1/3

Internet

http://www.mdpi.com/2227-9091/4/1/3

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