Effect of Psychological Factors on Credit Risk: A Case Study of the Microlending Service in Mongolia

Effect of Psychological Factors on Credit Risk: A Case Study of the Microlending Service in Mongolia

This paper determined the predefining factors of loan repayment behavior based on psychological and behavioral economics theories. The purpose of this research is to identify whether an individual’s credit risk can be predicted based on psychometric tests measuring areas of psychological factors suc...

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Bibliographic Details
Main Authors: Mandukhai Ganbat, Erdenebileg Batbaatar, Ganzul Bazarragchaa, Togtuunaa Ider, Enkhjargalan Gantumur, Lkhamsuren Dashkhorol, Khosgarig Altantsatsralt, Mandakhbayar Nemekh, Erdenebaatar Dashdondog, Oyun-Erdene Namsrai
Format: Article
Language:English
Published: MDPI AG 2021-04-01
Series:Behavioral Sciences
Subjects:
behavior economics
psychological factors
determinants
the psychology of personality
psychometric analysis
economic factors
Online Access:https://www.mdpi.com/2076-328X/11/4/47

Internet

https://www.mdpi.com/2076-328X/11/4/47

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