Effect of Psychological Factors on Credit Risk: A Case Study of the Microlending Service in Mongolia
This paper determined the predefining factors of loan repayment behavior based on psychological and behavioral economics theories. The purpose of this research is to identify whether an individual’s credit risk can be predicted based on psychometric tests measuring areas of psychological factors suc...
Main Authors: | Mandukhai Ganbat, Erdenebileg Batbaatar, Ganzul Bazarragchaa, Togtuunaa Ider, Enkhjargalan Gantumur, Lkhamsuren Dashkhorol, Khosgarig Altantsatsralt, Mandakhbayar Nemekh, Erdenebaatar Dashdondog, Oyun-Erdene Namsrai |
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Format: | Article |
Language: | English |
Published: |
MDPI AG
2021-04-01
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Series: | Behavioral Sciences |
Subjects: | |
Online Access: | https://www.mdpi.com/2076-328X/11/4/47 |
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