Statistical Qualification for Approval of Commercial Credits through Generalized Additive Models

This article presents the application of a methodological procedure for the construction of a statistical qualification model for the approval of commercial credits in a public financial institution. In this line, the main aim is to reveal the benefits of using generalized additive models (GAM), who...

Full description

Bibliographic Details
Main Authors: Verónica Garrido, Miguel Flores, Luis Felipe Guevara
Format: Article
Language:English
Published: Escuela Politécnica Nacional (EPN) 2020-07-01
Series:Latin-American Journal of Computing
Subjects:
Online Access:https://lajc.epn.edu.ec/index.php/LAJC/article/view/179