Statistical Qualification for Approval of Commercial Credits through Generalized Additive Models
This article presents the application of a methodological procedure for the construction of a statistical qualification model for the approval of commercial credits in a public financial institution. In this line, the main aim is to reveal the benefits of using generalized additive models (GAM), who...
Main Authors: | , , |
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Format: | Article |
Language: | English |
Published: |
Escuela Politécnica Nacional (EPN)
2020-07-01
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Series: | Latin-American Journal of Computing |
Subjects: | |
Online Access: | https://lajc.epn.edu.ec/index.php/LAJC/article/view/179 |