An optimised credit scorecard to enhance cut-off score determination
Background: Credit scoring is a statistical tool allowing banks to distinguish between good and bad clients. However, literature in the world of credit scoring is limited. In this article parametric and non-parametric statistical techniques that are used in credit scoring are reviewed. Aim: To b...
Main Authors: | , |
---|---|
Format: | Article |
Language: | English |
Published: |
AOSIS
2018-06-01
|
Series: | South African Journal of Economic and Management Sciences |
Subjects: | |
Online Access: | https://sajems.org/index.php/sajems/article/view/1571 |