How does an individual’s default behavior on an online peer-to-peer lending platform influence an observer’s default intention?

How does an individual’s default behavior on an online peer-to-peer lending platform influence an observer’s default intention?

Abstract Previous studies indicate that individuals’ default behaviors on online peer-to-peer (P2P) lending platforms greatly influence other borrowers’ default intentions. However, the mechanism of this impact is not clear. Moreover, there is scarce research in regard to which factors influence the...

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Bibliographic Details
Main Authors: Mingfeng Tang, Mei Mei, Cuiwen Li, Xingyang Lv, Xushuang Li, Lihao Wang
Format: Article
Language:English
Published: SpringerOpen 2020-09-01
Series:Financial Innovation
Subjects:
Online P2P lending
Individual default behavior
Observer default intention
Moral disengagement
Pragmatic self-activation
Online Access:http://link.springer.com/article/10.1186/s40854-020-00197-y

Internet

http://link.springer.com/article/10.1186/s40854-020-00197-y

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