Research on Credit Card Default Prediction Based on k-Means SMOTE and BP Neural Network
Aiming at the problem that the credit card default data of a financial institution is unbalanced, which leads to unsatisfactory prediction results, this paper proposes a prediction model based on k-means SMOTE and BP neural network. In this model, k-means SMOTE algorithm is used to change the data d...
| Main Authors: | , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Hindawi-Wiley
2021-01-01
|
| Series: | Complexity |
| Online Access: | http://dx.doi.org/10.1155/2021/6618841 |