Assessing the Level of Credit Risk of Mortgage Lending in Commercial Banks and Proposals for Its Reduction (by the Example of PJSC “VTB24”)

Assessing the Level of Credit Risk of Mortgage Lending in Commercial Banks and Proposals for Its Reduction (by the Example of PJSC “VTB24”)

The observed decline in the Russian economy leads to an increase in debt defaults. This process demonstrates the need for studying credit risk and searching opportunities to reduce it. In this context studying the credit risk of mortgage lending is of great interest since the popularity of mortgage...

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Bibliographic Details
Main Authors: Nadezhda Ivanovna Merkulova, Sofya Aleksandrovna Potomova
Format: Article
Language:Russian
Published: Volgograd State University 2015-12-01
Series:Vestnik Volgogradskogo Gosudarstvennogo Universiteta. Seriâ 3, Èkonomika,Èkologiâ
Subjects:
banking system
mortgage lending
credit risk
coefficient method
categories of loans quality
obligatory reserves
reserves on possible loan losses
risk assessment
Online Access:http://ges.jvolsu.com/index.php/en/component/attachments/download/952

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