Risk Selection and Risk Adjustment: Improving Insurance in the Individual and Small Group Markets

Insurance market reforms face the key challenge of addressing the threat that risk selection poses to the availability of stable, high-value insurance policies that provide long-term risk protection. Many of the strategies in use today fail to address this breakdown in risk pooling, and some even ex...

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Bibliographic Details
Main Authors: Katherine Baicker, William H. Dow
Format: Article
Language:English
Published: SAGE Publishing 2009-05-01
Series:Inquiry: The Journal of Health Care Organization, Provision, and Financing
Online Access:https://doi.org/10.5034/inquiryjrnl_46.2.215