The Prediction Analysis of Peer-to-Peer Lending Platforms Default Risk Based on Comparative Models
This paper examines the determinants of platform default risk using machine learning methods, including comprehensive models, and thus compares these models’ predictive abilities. To test platform’s default risk, this paper constructs three types of variables, which reflect a platform’s operating ch...
Main Authors: | , , , , |
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Format: | Article |
Language: | English |
Published: |
Hindawi Limited
2020-01-01
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Series: | Scientific Programming |
Online Access: | http://dx.doi.org/10.1155/2020/8816419 |