Selection on moral hazard in health insurance

We use employee-level panel data from a single rm to explore the possibility that individuals may select insurance coverage in part based on their anticipated behavioral ( moral hazard ) response to insurance, a phenomenon we label selection on moral hazard. Using a model of plan choice and medical...

Full description

Bibliographic Details
Main Authors: Einav, Liran (Author), Finkelstein, Amy (Contributor), Ryan, Stephen (Author), Schrimpf, Paul (Author), Cullen, Mark R. (Author)
Other Authors: Massachusetts Institute of Technology. Department of Economics (Contributor)
Format: Article
Language:English
Published: American Economic Association, 2012-10-11T17:52:47Z.
Subjects:
Online Access:Get fulltext