The impact of macroeconomic factors on the risk of default: the case of residential mortgages
Defaulted retail mortgage loans as a percentage of retail mortgage loans and advances averaged 9 percent over 2010 as reported in the SARB Bank Supervision Annual report. Banks are in the business of risk taking and as a result need to constantly evaluate and review credit risk management to attain...
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| Format: | Others |
| Language: | en |
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2013
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| Online Access: | http://hdl.handle.net/10539/12760 |