A Framework of Global Credit-Scoring Modeling Using Outlier Detection and Machine Learning in a P2P Lending Platform
A great challenge for credit-scoring models in online peer-to-peer (P2P) lending platforms is that credit-scoring models simply discard rejected applicants. This selective discard can lead to an inability to increase the number of potentially qualified applicants, ultimately affecting the revenue of...
| Main Authors: | , , , , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
MDPI
2022
|
| Subjects: | |
| Online Access: | View Fulltext in Publisher |