Peer-to-peer lending: Classification in the loan application process

This paper studies the peer-to-peer lending and loan application processing of LendingClub. We tried to reproduce the existing loan application processing algorithm and find features used in this process. Loan application processing is considered a binary classification problem. We used the area und...

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Bibliographic Details
Main Authors: Gotoh, J.-Y (Author), Uryasev, S. (Author), Wei, X. (Author)
Format: Article
Language:English
Published: MDPI AG 2018
Subjects:
Online Access:View Fulltext in Publisher