Using a transactor/revolver scorecard to make credit and pricing decisions
In consumer lending the traditional approach is to develop a credit scorecard which ranks borrowers according to their risk of defaulting. Bads have a high risk of default and Goods have a low risk. To maximise the profitability of credit card customers, a second classification between revolvers and...
| Main Authors: | , , , |
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| Format: | Article |
| Language: | English |
| Published: |
2014-03.
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| Subjects: | |
| Online Access: | Get fulltext |